Protect your family

Most people who lose money to a scam were not careless — they were rushed. This page is written to be read out loud or printed for a parent, grandparent or anyone who prefers plain language.

Last reviewed 01 Aug 2026

Four rules that stop most scams

  • 1. Never share a one-time code, PIN or password with anyone who calls you.
  • 2. Hang up and call back on a number you looked up yourself.
  • 3. Urgency is the scam. Genuine organisations let you take your time.
  • 4. Talk to one family member before sending money to someone new.

AI voice cloning calls

A relative's voice calls in a panic — an accident, an arrest, a hospital — and needs money transferred right now. A few seconds of their voice from social media is enough to clone it.

Fake bank calls and texts

Someone claiming to be from the fraud department says a suspicious payment has been blocked, and asks you to confirm codes or move money to a "safe account".

Government impersonation

A recorded or live caller says they are from the tax office, social security or the police, and that an arrest warrant or benefit suspension is imminent unless a payment is made.

Remote access and "tech support"

A pop-up or caller says the computer is infected or a refund failed, and asks you to install a helper app so they can fix it. That app gives them live control of the device.

Investment and crypto scams

A friendly contact, group chat or slick app promises steady daily returns. Small withdrawals work at first, which builds trust before a larger deposit is asked for.

Sit down together and try a few situations. Practising once makes the real call far easier to recognise.

Take the quiz together